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Legal information

INTRODUCTION TO THE WEBSITE General

information These

terms and conditions (hereinafter the “Terms”) govern access to and use of this website, accessible at www.corumbutler.com (hereinafter the “Website”). They apply between the company that publishes the Website and any user of the Website.
By accessing the Website and its content, or by using any of the services offered on the Website, you fully and unreservedly accept the Terms set out below and agree to be bound by them for an indefinite period.
The Website is published by CORUM Butler, a simplified joint-stock company (SAS) with a share capital of €15,315,547, whose registered office is at 30 cours Albert 1er, 75008 Paris, registered with the Paris Trade and Companies Register under number 833 313 877 (hereinafter referred to collectively as the “Publisher”). CORUM L’Épargne, CORUM Asset Management and CORUM Life form the CORUM Butler Group (“the Group”).

Website Host

The Website is hosted by Amazon Web Services (https://aws.amazon.com/fr), whose registered office is:

Amazon Web Services LLC, P.O. Box 81226, Seattle, WA 98108-1226,

registered in the Trade and Companies Register under no. 831 001 334 00018 RCS NANTERRE APE 70.10Z.
The person responsible for the publication of the website is Marc Adrien Radegonde.
The Publisher can be contacted at the following email address: [email protected].

Professional Indemnity Insurance (RCP)

In connection with these activities, CORUM Butler has taken out an insurance policy covering the financial consequences of its professional liability with QBE Europe SA/NV, located at Tour CBX, 1 Passerelle des Reflets, 92913 Paris La Défense Cedex

NOTICES TO USERS

Access to the website

The Website is free and open to the public. The Publisher reserves the right, however, to restrict access to all or part of the Website unilaterally and without prior notice.

Hyperlinks

This Website may contain hyperlinks to other websites managed by third parties. However, the Publisher is unable to regularly verify the quality of these linked sites. The Publisher shall therefore not be held liable for the content of these sites, nor for the services offered on these sites.

Access to products

Access to the products presented on this Website may be subject to restrictions for certain individuals or in certain countries.
It is the responsibility of any interested party to verify in advance that their legal and tax status permits them to subscribe to the products presented on the website www.corumbutler.com, in particular in accordance with the regulations of their country.

The products presented by Corum Butler are marketed by Corum l’Epargne on its website www.corum.fr. The products are investments that offer no guarantee of return or performance and carry a risk of capital loss. Income is not guaranteed and depends on developments in the property and financial markets and on exchange rates. Past performance is not a reliable indicator of future performance.
Investing in SCPI units also involves risks associated with limited liquidity. This is a long-term investment. Tax
treatment depends on the individual’s circumstances and their specific tax rate, and is subject to change.

Quality of the information provided

The information contained on this Website is sourced from sources considered reliable and up to date at the time of publication. This information is subject to change. Despite the care taken, the Website may contain inaccuracies, omissions or errors.
The Publisher draws particular attention to the fact that the information published on the Website is provided for information purposes only, without any express or implied warranty of any kind. The information is not intended to constitute, directly or indirectly, any form of solicitation in any country.

The past performance of the products presented is not a reliable indicator of future performance. Similarly, references to a ranking do not prejudge the future results of the Group’s entities, nor of the products managed by a Group company. You are solely responsible for the use of the information made available to you.
If you notice any inaccuracies or inconsistencies, or if you wish to make a complaint, please contact us by email at [email protected]

RESPECT FOR YOUR RIGHTS

Complaints

If, despite our best efforts, you still wish to express your dissatisfaction, CORUM Butler offers a free system for reporting your complaint.
Complaints may be sent by post to: Corum Butler, 1 rue Euler, 75008 Paris, or by email to [email protected].
CORUM Butler undertakes to:
 

  • acknowledge receipt of the complaint within ten working days;
  • and to respond within a maximum of two months from the date of receipt of the complaint, unless there are duly justified special circumstances.


If you are not satisfied with the response to your complaint, you may refer the matter to the relevant consumer ombudsman as follows:
For investment advisory services: The Ombudsman, Autorité des marchés financiers, 17, place de la Bourse, 75082 PARIS CEDEX 02
For disputes relating to insurance products: The Insurance Ombudsman TSA 50110 75441 PARIS CEDEX 09 www.mediation-assurance.org
Furthermore, please note that there is also an Online Dispute Resolution (ODR) platform. This is a free online tool designed to resolve issues relating to online purchases (including online investments) made within the European Union. You can use it to contact the trader to resolve the issue directly or to agree on an alternative dispute resolution body to handle your dispute. The platform is available here https://ec.europa.eu/consumers/odr/.

Attempted fraud As

the risk of fraud is low but not impossible, as is the case with any marketing of financial instruments by an external intermediary, we recommend that you verify that your CORUM Butler contact or wealth management adviser is indeed a qualified professional and not a malicious third party. It may be wise to verify their identity and credentials, particularly if you have any doubts. French financial
institutions are increasingly subject to external fraud, and we must urge you to exercise greater vigilance. We urge you to remain vigilant regarding any solicitations that appear suspicious and to notify us if you have any doubts.
For example, neither we nor any of our authorised partners will ever ask you to transfer funds to a bank account outside France for any product, service or contract offered by a CORUM Butler entity. Any subscription form mentioning a non-French bank account should be treated as a forgery and must be reported to [email protected].
Similarly, you will never be offered a discounted price when subscribing to any product, service or contract offered by any company within the Group.
Our communications, whether commercial or providing information on our clients’ contracts, are sent from the address [email protected]. Any message or request claiming to be from the Group but originating from other addresses or domain names may be considered an attempt at fraud. If in doubt, please contact us by telephone on the number provided on the Website and also consult the website of the Autorité des Marchés Financiers.
Indeed, as part of its remit to protect investors, the Autorité des marchés financiers regularly updates its blacklist of unauthorised and fraudulent websites. It has also published a warning for investors and a press release on scams, as well as a detection tool called AMF PROTECT EPARGNE.
Furthermore, it is reminded that the confidentiality of correspondence is not guaranteed on the Internet and that it is the responsibility of each Internet user to take all appropriate measures to protect their own data and/or software from infection by any harmful programmes circulating on the Internet.

LIABILITY

Exclusion of liability and warranty by the Publisher

The use of the Website and its information is therefore the sole and entire responsibility of the Users.
Consequently, the Publisher, its partners, its employees or any other party involved in the creation and operation of this Site shall not be held liable for any loss or damage, direct or indirect, of any nature whatsoever, resulting from access to, use of (even if only partial), or interpretation of the information on this Site.

Liability and warranty of the Website User

The User warrants and indemnifies the Publisher, its partners, its employees or any other party involved in the creation and operation of this Website against any action or claim by a third party arising from the User’s use of the Website or from any harmful consequences directly or indirectly linked to the User’s use of the Website.
The User shall therefore be liable for all damages and costs which the Publisher, its partners, its employees or any other party involved in the creation and operation of this Website may be ordered to pay, as well as any legal costs and fees incurred.
The User is solely responsible for verifying whether the Website’s Content complies with the laws of the country from which they access the Website. They shall therefore refrain from any use of the Website that contravenes the legal, regulatory or ethical provisions applicable under the law of the country from which they access the Website. The Publisher or any other party involved in the creation and operation of this Website shall therefore under no circumstances be held liable in the event of non-compliance with the legislation of the country where the Website is used.

OWNERSHIP OF THE SITE AND ITS CONTENT

Protection of the Site’s content

All intellectual property rights in the Site and its content (hereinafter “Content”), comprising in particular texts, databases, software, applications, slideshows, logos, images, designs and graphics, are the property of the Publisher or of third parties who have authorised the Publisher to use them.
All such Content is therefore protected by French and international legislation, in particular, and where applicable, by copyright law, design law, trade mark law and database law.
The names and trade marks mentioned on the Website are registered trade marks of the Publisher or its successors in title. Any reproduction, imitation and, more broadly, any use of these trade marks is prohibited.

Use of the Website

This Website is intended exclusively for the User’s personal and private use. The Publisher therefore grants the User authorisation solely to view the Website.
Any other use (including, in particular, any reproduction, representation, modification, adaptation or distribution for commercial purposes, whether for profit or not) is strictly prohibited unless the Publisher has given its express prior written consent.
As the Publisher is the producer or owner of all or part of the databases present on or used on the Site, it is also strictly prohibited, for example, to extract and use all or part of the content of the databases appearing on the Site. Nor is
the Publisher responsible for data transfer, the quality and availability of telecommunications networks, or for service interruptions and inaccessibility to the Site.

MISCELLANEOUS
PROVISIONS The Website was designed in France and is hosted in France. These Terms are subject to French law.
The translation of the Terms into English or any other language is provided for information purposes only. In the event of any discrepancy between the English version and the French version, the French version shall be the sole authentic version and the only one binding on both parties and governing the relationship with the Publisher.
In the event of a dispute concerning the application or interpretation of these Terms and Conditions or, more broadly, the use of the Website by any natural or legal person, it is expressly agreed that the French courts shall have exclusive jurisdiction, even in the event of multiple defendants or third-party proceedings.